For friendly, no obligation advice please call us now on 07786 006860
When it comes to selecting the most suitable plan, we ask the questions and find
you the solutions.
Ormerod Income Protection
Caring for your life, health and income needs
Life Cover / Critical Illness
At Ormerod Income Protection we advise and provide you cover which is straightforward,
simple to arrange and unique to you giving you and your loved ones financial security.
Life insurance is a great way to help protect your family from the financial worries
they could face if you were no longer around, such as household bills, child-care
costs, university fees and covering mortgage payments.
So what is life insurance? In a nutshell, life insurance is a contract between you
and an insurer. It aims to pay out a cash sum if you die or become terminally ill
during the length of the policy.
Critical Illness
You may have life insurance for when you die…
But what insurance do you have for when you live?
Words like cancer, heart attack and stroke immediately make us think the worst. However
thanks to advances in cancer research, thousands of people who wouldn’t have survived
10 years ago are still here today.
This is all great news, but life often changes dramatically after diagnosis – not
just emotionally, but financially too.
Mortgage payments, council tax, childcare costs, food and utility bills are just
some of the regular payments that still have to be made. There might even be extra
things to pay for such as medication or changes to the home. Sick pay from your employer
might help, but only for a short period and state benefits only offer a limited amount.
It would be nice to know there was a financial cushion to fall back on if this happened,
to make life that little bit easier. It would mean you could concentrate on getting
better.
This is where Critical Illness Cover can really help. Even a little bit is better
than none at all. It would give you peace of mind that if the worst happened, you’d
be covered.
Critical Illness cover can buy you valuable time when you need it most.
